Worried About a Housing Crash? The Numbers Tell a Calmer Story. The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground. If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move. #HousingMarket #RealEstate Susan Adams - Coldwell Banker West - DRE#01994357

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale. If there's fewer than 4 months? Sellers have the advantage. Between 4-6 months? Buyers and sellers are on equal footing. More than 6 months? Buyers have the power. Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere. Some places are already leaning much more toward buyers. Others still strongly favor sellers. If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move. #HousingMarketNews Susan Adams - Coldwell Banker West - DRE#01994357

The latest home price data just made one thing clear. More markets are seeing prices rise. And fewer are seeing them fall. Just one quarter ago, home prices were rising in 71% of markets. Today, it's 80%. That’s a pretty big shift in just 3 months. Now, that doesn't mean prices are climbing everywhere. But it does mean there’s no widespread crash happening. If anything, prices may have turned a corner. Thinking about making a move? Send me a DM, and let's look at what's happening in our market before you decide what to do. And don’t buy into every headline you see about prices falling. The data clearly tells a different story. #HomePrices #NotACrash Susan Adams - Coldwell Banker West - DRE#01994357

🏡 JUST LISTED IN CARLSBAD! 🌊⁣ ⁣ Enjoy coastal living in the highly sought after gated community of Ocean Pointe, west of I-5!⁣ ⁣ This spacious first floor residence offers 2 bedrooms, 2 baths and approximately 1,660 sq. ft. of comfortable single level living with high ceilings, an open floor plan, private patio and generous primary suite.⁣ ⁣ ✨ Central A/C⁣ ✨ In unit laundry⁣ ✨ Two assigned underground parking spaces⁣ ✨ Additional storage⁣ ✨ Community pool & spa⁣ ⁣ Perfectly situated near the beach, lagoon trails, Carlsbad Village, shopping and restaurants. The best of the Carlsbad lifestyle is right at your doorstep.⁣ ⁣ 📍 817 Kalpati Circle #112, Carlsbad⁣ ⁣ For more information or to schedule a private showing, contact me today!⁣ ⁣ Susan Adams | Realtor®⁣ Coldwell Banker West⁣ 619-730-8982⁣ www.SusanSellsSD.com⁣ DRE#01994357⁣ ⁣ #Carlsbadhomes #susanadamsrealtor #SusanSellsSD

🏡 JUST LISTED IN CARLSBAD! 🌊⁣ ⁣ Enjoy coastal living in the highly sought after gated community of Ocean Pointe, west of I-5!⁣ ⁣ This spacious first floor residence offers 2 bedrooms, 2 baths and approximately 1,660 sq. ft. of comfortable single level living with high ceilings, an open floor plan, private patio and generous primary suite.⁣ ⁣ ✨ Central A/C⁣ ✨ In unit laundry⁣ ✨ Two assigned underground parking spaces⁣ ✨ Additional storage⁣ ✨ Community pool & spa⁣ ⁣ Perfectly situated near the beach, lagoon trails, Carlsbad Village, shopping and restaurants. The best of the Carlsbad lifestyle is right at your doorstep.⁣ ⁣ 📍 817 Kalpati Circle #112, Carlsbad⁣ ⁣ For more information or to schedule a private showing, contact me today!⁣ ⁣ Susan Adams | Realtor®⁣ Coldwell Banker West⁣ 619-730-8982⁣ www.SusanSellsSD.com⁣ DRE#01994357⁣ ⁣ #Carlsbadhomes #susanadamsrealtor #susansellssd

Mortgage rates aren’t random. They’re affected by 2 numbers. The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points. Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%. But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%. Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%. In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than... #MortgageRates #HousingMarket Susan Adams - Coldwell Banker West - DRE#01994357

One Number Could Change Everything About Your Next Move If it's been a while since you've gotten a professional look at your home's value, let's change that. Reach out for a free, personalized Home Equity Assessment that estimates what your house could sell for, how much equity you've likely built, and what that could mean for your next move. You may have six figures of equity without even realizing it. And that’s enough to change everything about your next move. #HomeEquity #Move-UpHomebuyer Susan Adams - Coldwell Banker West - DRE#01994357

Here’s Why Mortgage Rates Are What They Are Right Now That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender #MortgageRates #HousingMarket Susan Adams - Coldwell Banker West - DRE#01994357