3 Things You Can Actually Control About Your Mortgage Rate Right Now You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect. #HomeAffordability #MortgageRates Susan Adams - Coldwell Banker West - DRE#01994357

❤️ 2026 San Diego Heart Walk ❤️⁣ ⁣ Started our Saturday morning in the best way, walking for a great cause alongside wonderful friends and proudly representing Coldwell Banker West! 🏃‍♀️⁣ ⁣ Grateful for everyone who showed up, gave back, and made it so much fun. There’s nothing better than doing something good for our community with such an incredible group of women. 🙌⁣ ⁣ Thank you to everyone who donated! I appreciate it so much!! It’s not too late to give! DM me and I’ll send you the donation link. ❤️⁣ ⁣ #SanDiegoHeartWalk #HeartWalk #ColdwellBankerWest #GivingBack #CommunityMatters

🏡 OPEN HOUSE IN CARLSBAD! 🌊⁣ SATURDAY | SEPT 26 | 12-3PM⁣ ⁣ Enjoy coastal living in the highly sought after gated community of Ocean Pointe, west of I-5!⁣ ⁣ This spacious first floor residence offers 2 bedrooms, 2 baths and approximately 1,660 sq. ft. of comfortable single level living with high ceilings, an open floor plan, private patio and generous primary suite.⁣ ⁣ ✨ Central A/C⁣ ✨ In unit laundry⁣ ✨ Two assigned underground parking spaces⁣ ✨ Additional storage⁣ ✨ Community pool & spa⁣ ⁣ Perfectly situated near the beach, lagoon trails, Carlsbad Village, shopping and restaurants. The best of the Carlsbad lifestyle is right at your doorstep.⁣ ⁣ 📍 817 Kalpati Circle #112, Carlsbad⁣ ⁣ For more information or to schedule a private showing, contact me today!⁣ ⁣ Susan Adams | Realtor®⁣ Coldwell Banker West⁣ 619-730-8982⁣ www.SusanSellsSD.com⁣ DRE#01994357⁣ ⁣ #Carlsbadhomes #susanadamsrealtor #susansellssd

Still Waiting for Rates To Come Down? When affordability is this tight, waiting for lower mortgage rates can feel like your only way in. But 41% of buyers who waited actually wish they'd bought sooner. And right now, inflation, the economy, and global events are all having an impact on rates – and could even nudge them up. So, waiting might not pay off the way you hope. You don’t have to buy now. Move only when the numbers work for you. But talk to a trusted lender first, so you know all your options. #HomebuyingTips #MortgageRates Susan Adams - Coldwell Banker West - DRE#01994357

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In? Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another. Let's figure out which one you're actually in and build your next move from there. #HousingMarket #MortgageRates Susan Adams - Coldwell Banker West - DRE#01994357

Data centers are showing up in more communities, and naturally, homeowners and buyers want to know what that could mean for nearby houses. One of the biggest concerns that comes up is home values. But research from HousingWire found that areas with large data centers generally saw home values track similarly to comparable areas without them. That doesn't mean proximity never matters. Noise, infrastructure, future development, and potential utility costs are all worth considering. But a data center nearby isn't automatically bad news for your home's value. Have one near you or one coming soon? Let’s look at what it could actually mean for your home and your neighborhood. #HousingMarket #HomeValues Susan Adams - Coldwell Banker West - DRE#01994357

Waiting for mortgage rates to come down may feel like the only way to make buying a home possible. But 41% of buyers who waited wish they'd bought sooner – before rates and prices rose again. Right now, factors like inflation, the economy, and global events are all having an impact on rates – and it’s not in the direction you’d hope. So, for a lot of buyers, waiting might not pay off. Sometimes it just means putting your life on hold for what feels like too long. Before you decide to hit pause on your move, talk to a trusted lender. They’ll go over options that can help make buying work at today’s rates, and how to get the best rate you can. You certainly don’t have to buy now. You should buy when the numbers work for you. But you should at least know your options before making a decision. #MortgageRates #HomebuyingTips Susan Adams - Coldwell Banker West - DRE#01994357

Selling This Fall? You Haven't Missed Your Window Listing this fall doesn't mean your house will sit on the market until spring. Buyers are out there right now, ready to make a move before the new year – and your window is still open. Let's connect and make yours one of the homes that sells this season. #SellYourHouse #RealEstateMarket Susan Adams - Coldwell Banker West - DRE#01994357