Repeat buyers, you’ve got a big leg up on your next move. It’s your equity, the difference between what your house is worth and what you still owe on your mortgage. Sell, and that equity turns into cash you can roll right into your next down payment. That’s how a lot of repeat buyers put down 20% or more. But why do they, especially when they don’t necessarily have to? Because putting more down saves you money in the long run. A bigger down payment means a smaller loan, so your monthly payment is lower and you’re paying less interest over time. You can also skip private mortgage insurance, or PMI, which is an additional monthly fee required for loans with less than 20% down. Talk to a trusted lender to figure out what down payment makes the most sense for your budget. And when you’re ready to kick start your move, let’s talk. #DownPayment #HomeBuyingTips Susan Adams - Coldwell Banker West - DRE#01994357

Buying a Home? Here's What You Should Know About Home Insurance Costs. Homeowners insurance has become a bigger part of the homebuying conversation. But it doesn't have to become a bigger source of stress. The key is knowing what to expect before you buy. Get an insurance quote early, factor it into your budget, and lean on trusted local professionals to help you make the most informed decision possible. #HomeownersInsurance Susan Adams - Coldwell Banker West - DRE#01994357

A lot of buyers are waiting because they think mortgage rates will drop dramatically. The problem? That's not what today's forecasts say is going to happen. Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation. What’s that tell me? Waiting may not pay off the way you hope it will. So, if moving is important to you, I want you to know waiting isn’t your only option. Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now. I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you. #MortgageRates #HousingMarketForecasts Susan Adams - Coldwell Banker West - DRE#01994357

Looking for space, comfort, and a backyard made for entertaining?⁣ ⁣ This stunning Rolling Hills Ranch home offers over 4,200 sq. ft., 4 bedrooms, 4.5 bathrooms, a beautiful pool and spa, and a flexible floor plan designed for the way you live today.⁣ ⁣ 🏡 Open House tomorrow!⁣ Saturday | 11:00 AM – 2:00 PM⁣ ⁣ Stop by and take a look. We’d love to see you there!⁣ ⁣ Listing courtesy of Teresa Corpus DRE#01425899⁣ ⁣ Susan Adams | Realtor®️ ⁣ Coldwell Banker West ⁣ DRE#01994357 ⁣ www.SusanSellsSD.com #susansellssd #susanadamsrealtor #sandiegorealtor

Thank you to all of my amazing clients for your trust and support. Reviews like this mean so much because they let future clients know what it’s really like to work with me. I’m grateful for every opportunity to help people through such an important milestone.⁣ ⁣ If you or someone you know is thinking about buying or selling a home, I’d love the opportunity to help.⁣ ⁣ Susan Adams | REALTOR®⁠⁣ Coldwell Banker West⁠⁣ DRE#01994357⁠⁣ ☎️: 619.730.8982⁠⁣ 💻: susansellssd.com⁠⁣ .⁠⁣ .⁠⁣ .⁠⁣ ⁠⁣ #susansellssd #susanadamsrealtor #sandiegotestimonial

Home Price Growth Slowed Down. That May Be Changing. Home price growth slowed way down, and now it's showing early signs of picking back up. Whether you're buying or selling, let's connect so you can see exactly what prices are doing in our local market and what that means for your plans. #HousingMarket #HomePrices Susan Adams - Coldwell Banker West - DRE#01994357

Think big investors are snapping up all the homes? The data says otherwise. The largest institutional investors are now selling more homes than they're buying – and the gap is growing every quarter. That means those homes are going back on the market for regular buyers. And since big investors tend to own lower-priced homes, a lot of them are right in the range first-time buyers want. Less competition. More options for you. DM me and I'll show you what's hitting the market in our area. #FirstTimeHomebuyer #HouseHunting Susan Adams - Coldwell Banker West - DRE#01994357

8 Homes Sell Every Minute Think no one’s buying right now? Think again. Just over 4 million homes are expected to sell this year. Do some math and that's roughly 8 every single minute. Let's make sure yours is one of them. Send me a message to get started. #SellYourHouse #SellingTips Susan Adams - Coldwell Banker West - DRE#01994357